The ticking of the rain from the roof outside my house carry a sound of music that touched my heart and made me feel like writing something in this journal. Children has started their holiday and still covering their body with a warm blanket watching cartoon. The bird is hiding at its own nest, the mouse is kept inside its house, the cat is sleeping at the end of the kitchen corner, and I am sitting in front of my lab top thinking what will happen to those people outside who haven't had shelter to live, food to eat, blanket to cover their coldness and so much more. I am very grateful for I have everything, a caring and loving hubby, four cute little children, shelter to live and feeling blissful all the time.
Last Sunday, a group of caring and loving society went to the nearest shelter house for people who has no place to live. Most of the resident age more than 55 years old. This sheltering house belongs to the government. Some of them still have children and some of them had nobody to rely on. Interviewing them had opened my mind about how vital to saving money before retirement so that at the end of one life, one can retired comfortably and free to do anything. I realized that nowadays people are living longer but saving less. Why many people put less thought into it? The government has increased the retirement age from 55 to 60 years old but what will happen after that if one could live until the age of 80. Meaning that one have another 20 years to live. If one monthly expanse is about RM5,000.00, meaning that one have to have at least RM1.2 million to retire comfortably. Malaysian are living longer but are ill-prepared for their so-called golden years. Fewer people have pensions and what happen to those who haven't had one.
Like many people, the only engine they have is monthly fixed income. Definitely it is not enough to cover everything. At the end of the day, they have zero in their saving. Many people thought with the income they have, they should spend less and working longer hours. It will help but not much. Therefore, one should find solution and search second engine to live comfortably. According to Robert T. Kiyosaki, writer of bestseller book titled Poor Dad Rich Dad, advice his readers who is searching a good business to find a good network marketing company or network distribution company and develop their self to be a good networker. With certain amount of capital, effort and time, one can generate big passive income and building one own business empire. So why must one wait, fast action fast result.
Have a nice day. May rain can clean up the entire uncertain thing in this world. Smile and be nice to your family, parents and everybody surrounding you. Life is much more joy if you know how to give and forgiven.
